Art, I DID recently retire, and thought I would splurge on myself and upgrade my table (Pro-Ject Debut III w/ acrylic platter). I too decided on the P3 and was toying with the idea of upgrading the stock Elys with the Hana EH. But I ended up with a demo unit with the Exact installed for the price of the Elys. Couldn't be happier at the moment. I also spend most of my limited resources on used record store vinyl. I'm pretty lucky to live in an area that has some excellent sources.
Compared with the Pro-ject, the background silence of the Rega is stunning, as it should be when you compare the cost. Enjoy!